There are only fifteen states that mandate coverage for infertility. NJ is one of them.
Well... of course our health insurance conveniently fits into one of those loopholes where we are not covered. Zip.Zero.Nada. We are 100% out of pocket.
If you know even just a little bit about IVF, then you are aware that well... it ain't cheap.
Seriously... when do we get a break?
I know that we have a lot to be thankful for... we have jobs, a home, amazing family and friends, and most importantly we have each other. But that does not mean that I cannot be angry at the world for where we find ourselves. It is painful enough to be told that you will most likely not be able to conceive on your own but to then be told that there is no coverage for the procedures that may help you is like a slap in the face.
We will be fine. We will get through this. The outcome will be more than I am sure we could possibly ever dream of... but right now, this simply sucks.